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Apr25
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The percentage of Americans who will not have enough money for retirement is increasing. Jim Rohn says that we must learn to plant in the spring or learn to beg in the fall. So I guess we have to ask ourselves whether we are a planter or a beggar.
From Ted Harris, Calling All Bulls, March 2006:
Sixty-one percent of Americans ages 41-60 say their number one fear regarding retirement is outliving retirement money. Twenty-eight percent of investors anticipate running out of money during their retirement. Thirty-one percent of affluent Americans – average investable assets of $905,000 – have never met with a financial advisor regarding retirement planning. To remedy the situation, 65 percent of them will reduce spending in retirement, 63 percent will work longer than originally planned and 29 percent are likely to pursue a more aggressive investment strategy.
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Apr21
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"It is necessary to try to surpass one's self always; this occupation ought to last as long as life." Queen Christina Last night was basketball night. I was too small to play in school, so I went to playgrounds. I’ve...
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Apr14
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Have you seen that bumper sticker? Haven’t we all been there? And isn’t it great that we don’t have to stay there? First thing, get out of the handbasket. You don’t have to figure out why you are in it...
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Apr11
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Yesterday, I answered a question from a reader who asked whether I believed what I wrote here. I said I do believe, and try to follow the principles, but that I had often failed and had many disappointments. As the...
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Apr 7
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Having been married and not married, I heartily endorse marriage over other options, and money is just one of the reasons. This is from an article in Practical Accountant, April 2006, page17: A study by an Ohio State University researcher...
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Apr 6
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I’m reading Three Nights In August, by Buzz Bissinger, the story of Tony LaRussa and the 2003 baseball season. In his introduction, LaRussa, who has managed baseball for a long time, laments the difficulty in managing players whose egos are...
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“If it were not for hopes, the heart would break.” Thomas Fuller One small thought about hope. My past three or four years saw a divorce, alienation from two children and from friends, four moves, and a number of severe...
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Apr 4
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“Anyone who imagines that bliss is normal is going to waste a lot of time running around shouting that he has been robbed.” Jenkins Lloyd Jones Jones was talking about marriage, and that is true enough, but it also applies...
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Apr 3
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“The key to realizing a dream is to focus not on success but significance - and then even the small steps and little victories along your path will take on greater meaning.” Oprah Winfrey After agreeing to write my first...
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Mar31
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My new partnership opportunity is falling apart, unfulfilled. It had such promise, the lost opportunity weighs heavily on my soul. Surprisingly, I am finding solace in parts 7, 11 and 14 of Napoleon Hill’s 17 Principles Of Personal Achievement. Self-Discipline...
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Mar27
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So far I’ve tried not to use a quotation more than once, but a thought by Jenkins Lloyd Jones keeps coming back: The vision of things to be done may come a long time before the way of doing them...
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Mar24
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That’s a line from Howard Qu, whom I heard at a convention in Las Vegas last year: “a made-up mind is an irresistible force.” Which reminds me of the new soldier who gets long and steamy letters every day from...
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Mar23
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“Ninety-five percent of your emotions,” says Brian Tracy, “positive or negative, are determined by how you talk to yourself on a minute-to-minute basis. It is not what happens to you but the way that you interpret the things that are...
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Mar18
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Exercise has never been a favorite pastime. Play basketball twice a week, tennis three times a week, ride a bike most days, and there really isn’t time. But we don’t always have the opportunity to play, and must make up...
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Mar16
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Unlike the Beach Boys, you and I sometimes have things to worry about other than cars, women and surfing. It’s a shame, I suppose, but it’s true. Worry about little things and big things and all the things in between...
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“It has been said that failure should be our teacher, not our undertaker,” says Denis Waitley. “Failure is delay, not defeat. It is a temporary detour, not a dead-end. Failure is something we can avoid only by saying nothing, doing...
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Mar13
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Paul J. Meyer said to “consider every mistake you do make as an asset.” I had no idea I had so many assets. My first big sale was to a neighbor who had just closed his bank account and was...
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Mar 9
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Another Olympics been and gone. We’re left with the memories (yawn) and a few interesting quotations. “I just knew there was no room for negativity. I wanted to stand up there and win a medal because I knew I could...
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The longer I live, the more I am certain that the great difference between men, between the feeble and the powerful, between the great and the insignificant, is energy – invincible determination – a purpose once fixed, and then death...
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Mar 8
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For five years in the 1980s, I had a great-paying, secure job that I hated - $25,000 and all the overtime I wanted painting the tiny rocks that go on roofing shingles. Everyone said I was stupid to quit just...
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